Transparent business model
Fixed advisory fee
Return commission and discounts directly returned to the client
Your satisfaction - our primary incentive
How we charge for our services
As an independent advisor, our client is our only employer and the one who pays for the services we provide – we receive no payments from third parties. Any discounts and rebates we receive are fully returned to our clients.
We have only two components in our fee structure:
- A fee for the initial advisory process, including discussions, choices, implementation, and documentation in a Wealth Plan (implementation fee).
- A fee for ongoing management, trading, settlement, follow-up, and reporting (annual fee). Costs for selected funds are additional, but our purchasing power provides significant discounts. Both fees depend on the size of the amount being managed. Costs for selected funds are additional and will depend on the composition of the individual risk profile.
As part of our corporate social responsibility, nonprofit foundations and charitable organizations do not pay us an implementation fee. They also receive a reduced rate for the annual fee.
Family and referrals
Families and referrals with separate client relationships are treated as a single client relationship – the total managed capital is used to calculate the annual fee.
Portfolio value |
Annual fee |
Implementation |
| Under 2,5 MNOK | 1,75 % | 1,75 % |
| 2,5 MNOK - 5 MNOK | 1,50 % | 1,50 % |
| 5 MNOK - 10 MNOK | 1,25 % | 1,00 % |
| 10 MNOK - 25 MNOK | 1,00 % | 0,50 % |
| 25 MNOK - 50 MNOK | 0,85 % | 0,25 % |
| 50 MNOK - 100 MNOK | 0,75 % | 0,15 % |
| 100 MNOK - 250 MNOK | 0,65 % | 0,10 % |
| Over 250 MNOK | By mutual agreement | By mutual agreement |